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Nashville Wood Flooring Refinishing Tips for Maintainance

Those homeowners in Nashville know that hardwood flooring can add significant value to your home?  This is not only because it is a high quality flooring material, but also because of its timeless charm and ability to suit most décor.  In order to protect the wood flooring as it most likely had an expensive cost,  you should be prepared to protect your investment by putting in place some ground rules and also make a few adjustments to ensure that your pride and joy remains in beautiful condition for a long time to come.

There are several culprits responsible for damaging real hardwood flooring especially in Nashville.  UV rays from the sun, wet spills, overzealous cleaners and harsh contact with furnishings can all do significant harm.  Here are a few tips on how to enjoy your floors without being a slave to them.

1.    Attach felt or plastic pads to the bottoms of chairs, tables and other furniture so that they can be moved around without scraping the floor.
2.    Lift furniture, and don’t scrape it, as you move it around the room.
3.    Avoid the use of toys, large or small, with wheels.  The wheels are often made of hard plastic that becomes rough with use.
4.    When vacuuming, use the brush attachment.  It’s even advisable to conserve one particular brush attachment for the real hardwood flooring and use a separate one for other areas of the house.
5.    Sand and dirt are abrasive so keep mats at doorways to the rooms where hardwood flooring is in place.  Wiping feet removes most traces.
6.    Ask your flooring consultant about the correct cleaning agents to use on your floor.  Different treatments on floors can require specialized products for cleaning.
7.    While sunshine streaming in through the window makes us feel good, it has the potential to fade your floors over time.  Keep drapes and blinds closed whenever possible.
8.    Spills should be cleaned up immediately as liquids, including water, can stain real hardwood flooring.
9.    Never walk on hardwood floors while wearing high heels, especially those with stiletto spiked heels.
10.    If pets are housed in the area, make sure their nails are trimmed to avoid scratching the floor.

While the above list may seem like a lot of bother, it’s worth paying attention to these points so that your real hardwood flooring can stay in top condition for the long haul.  Enjoy your home and your floor and use it … an unused room is a wasted expense, regardless of what’s on the floors, walls or ceiling.  If you need a Nashville wood flooring expert, its best to call one in for larger jobs and a professional opinion.

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Mount Juliet Swimming Pools Could Get You Sued

Thought about your Mount Juliet pools installation lately?

Installing a swimming pool in your yard can make those hazy days of summer bearable, but could it get you into a lot of financial issues?  The answer could be YES!

If you’re not properly insured, and someone gets hurt in your pool, you are inviting law suits.  I know what you’re thinking: my friends and family are the only ones who use my pool… they’re not going to sue me if anything happens.

Guess again.

It’s not necessarily that people love to sue or even want to.  They may have to.  With the high costs of medical expenses today, a family that suffers a serious injury (or–god forbid–a death) probably can’t afford not to sue.  And if a person was injured at your pool in your backyard, guess who’s technically at fault?

If someone gets hurt, don’t be surprised by a lawsuit: expect it.  And don’t think you can watch the pool every moment to make sure nothing happens.  Accidents will occur no matter how relentless you are in trying to prevent them.  Risks of accidents are statistically proven to be very high around backyard pools and hot tubs.

This isn’t to say you should pour dirt into your pool, plant a nice safe flower bed, and post “keep out of yard” signs all over your backyard.  You just need to make sure you are adequately covered when it comes to insurance.

Okay, you’re sold.  Now how do you make sure you’re covered?

If you own a swimming pool or hot tub, you should carry very high liability insurance, i.e. in the range of a million dollars or more.

This can be tricky since many homeowner’s insurance policies limit the maximum exposure of the insurer to $100,000.  Sometimes you can get this raised to $300,000, but getting covered beyond that, from your homeowner’s plan alone, will likely prove difficult.

This is why you want to look into an umbrella plan.  This is a separate liability policy in addition to your homeowner’s coverage.  It generally picks up where your homeowner’s insurance leaves off, and you can get coverage of several million dollars.

The cost for this additional coverage is usually minimal, in the neighborhood of $500 per year.  This may seem pricey, but considering the millions of dollars of coverage it affords you, it’s worth the money, especially if you entertain and have a hot tub or pool.

One last thing to note is that you may have to buy all your insurance from the same place, which would include home and auto.  If you have a pool or spa, it’s probably worth changing insurers to find one who offers an umbrella plan.

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